terms-and-conditions

This website (referred to in these Terms of Use, our Privacy Policy and Copyright Notice as the "website") is owned and operated by Connected Communities Armadale (ACN 121 097 176) ("CPages") on the World Wide Web ("Web"). References to "we", "us", "our" refer to CPages.

The website is available for you to:

(a) access conditional on your acceptance without alteration of the terms and conditions set out below or on any linked page. By continuing to access the website you are agreeing to the terms and conditions set out below.

(b) provide any information to CPages or to any website forum conditional on your acceptance without alteration of the terms and conditions set out below.

Use of material on the website

Except for limited personal non-commercial use you may not use the website, or the material contained on it, for any purpose. This involves:

(a) the reproduction of the material in any material form;

(b) the distribution of the material in any material form;

(d) uploading and/or reposting the material to any other site on the Web;

(e) "framing" the material on the website with other material on any other Web site.

The above are unlawful in any jurisdiction and are specifically prohibited by these Terms of Use.

Notwithstanding the above restrictions on use of the material on the website, you may download material from the website for your personal non-commercial use provided you do not remove any copyright and trade mark notices contained on the material.

You may not modify or copy:

(a) the layout of the website; and

(b) any computer software and code contained in the website.

CPages reserves all intellectual property rights, including, but not limited to, copyright in material and/or services provided by it. The material provided on the website is provided for personal use only and may not, without the prior written consent of CPages, be:

(a) re-sold or re-distributed in any material form;

(b) stored in any storage media; and/or

Links to other Websites

The website contains links to sites on the Web owned and operated by third parties and which are not under the control of CPages.

In relation to the other sites on the Web, which are linked to the website, CPages:

(a) provides the links to other sites as a convenience to you and the existence of a link to other sites does not imply any endorsement by CPages of the linked site; and

(b) is not responsible for the material contained on those linked sites.

Disclaimer 1

CPages is making the website available for others to publish information without assuming a duty of care to users. CPages is not in the business of providing professional advice and gives no warranty, guarantee or representation about the accuracy, reliability or timeliness or otherwise, of the information contained on the website and/or linked sites on the Web.

To the fullest extent permitted by law, CPages disclaims any and all warranties, express or implied, regarding:

(a) the accuracy, reliability, timeliness or otherwise of any information contained or referred to on the website and/or of any linked sites; and

(b) merchantability or fitness for any particular purpose for any service or product contained or referred to on the website and/or on any linked sites.

CPages will not be liable under any circumstances for any loss of profits or any damages of any kind recognised by law (even if it has been advised of the possibility of such loss of profits or damages) which are the consequence of you:

(a) acting, or failing to act, on any information contained on or referred to on the website and/or any of the linked Websites; and

(b) using or acquiring, or your inability to use or acquire, any service or product contained or referred to on the website and/or any linked sites.

Disclaimer 2

CPages does not warrant guarantee or make any representation that:

(a) the website, or the server that makes the site available on the Web are free of software viruses;

(b) the functions contained in any software contained on the website will operate uninterrupted or are error-free; and

CPages is not liable to you for:

(a) errors or omissions in the website, or linked sites on the Web;

(b) delays to, interruptions of or cessation of the services provided in the website, or linked sites; and

whether caused through negligence of CPages, its employees or independent contractors, or through any other cause.

You agree to accept the full cost of any necessary repair, correction and maintenance of any of your computer software or hardware, which may be necessary as a consequence of you accessing the website.

Limitation of liability

Disclaimer 1 and/or Disclaimer 2 may not apply to you in jurisdictions in which limitations on or exclusions of warranties or liabilities are not permitted by law. To the full extent permitted by law CPages's liability for any implied warranty or condition is limited, at the choice of CPages, to one or more of the following:

If the breach of an implied warranty or condition relates to services:

(a) the supply of the services again; or

(b) the payment of the cost of having the services supplied again.

If the breach of an implied warranty or condition relates to goods:

(a) the replacement of the goods or the supply of equivalent goods;

(b) the repair of such goods;

Use of information gathered

CPages or people authorised by it may gather and process the information:

(a) which you may provide when accessing the website, such as your name, address, email address and other personal information about you; and

(b) regarding the way in which you use the website including, without limitation, information acquired through the use of "cookies" programmed during the accessing of the website.

CPages may authorise others to offer you goods and services using the information acquired through (a) and (b) above.

In the case of any information we may gather about you our Privacy Policy will apply.

Termination of access

CPages may terminate your access to the website at any time without giving any explanation or justification for the termination of access, and CPages has no liability for any costs, losses or damages of any kind arising as a consequence of terminating access to the website.

Uploading information

You represent and warrant in relation to any material or information you provide to the website (whether via email, webform, website forum, blog, podcast or any other means) that:

(a) you are authorised to provide the material or information;

(b) the material or information is not defamatory or a malicious falsehood in relation to any product, service, person or corporation;

(c) the material or information is not the "passing off" of any product or service and does not constitute unfair competition;

(d) the material or information does not infringe any intellectual property right including, but not limited to, trade marks, service marks or business names (whether registered or unregistered), confidential information and copyright; and

(e) the material or information does not infringe any legislation or regulations of the Commonwealth of Australia or any of its State of Territories including, but not limited to, the Trade Practices Act 1974 (Cth) and any state and territory fair trading legislation and any other parliament competent to legislate in relation to the website or any law in any country where the material or information is or will be available electronically to users of this website.

Licence to use intellectual property

By uploading any material which is intellectual property including, but not limited to, copyrighted works, trade marks and service marks (the "intellectual property") on to the website, you are granting CPages a perpetual, non-exclusive and payment-free licence throughout the world to:

(a) reproduce, use and exploit the intellectual property, as part of the website, to the full extent permitted by intellectual property law in any jurisdiction in which the website is available to users; and

(b) allow CPages to sub-licence others the same rights granted to CPages in (a) above.

Removal of information

In relation to any material or information included on the website, CPages may remove any material and/or information, including but not limited to links to other sites on the Web, at any time without giving any explanation or justification for removing the material and/or information.

Limit of liability

CPages and its respective officers, employees and agents have no liability for any costs, losses or damages of any kind, which you may incur, arising whether directly or indirectly. This applies in relation to or in connection with any material or information supplied in respect of advertising on this website; and as a consequence of removing any material and/or information from this website.

Indemnity

You will at all times indemnify and keep indemnified CPages and its respective officers, employees and agents (in this paragraph referred to as "those indemnified") from and against any loss (including for consequential loss or loss of profits and reasonable legal costs and expenses) or liability incurred by any of those indemnified arising from any claim, demand, suit, action or proceeding by any person against any of those indemnified where such loss or liability arose out of, in connection with or in respect of any breach of this Agreement by you, and publication of or distribution of the material or information supplied by you.

Alteration of Terms of Use

CPages reserves the right to change these Terms of Use:

(a) with or without further notice to you; and

(b) without giving you any explanation or justification for such change.

Relevant jurisdiction

If any part of this Agreement is found to be void, unlawful, or unenforceable then that part will be deemed to be severable from the balance of this Agreement and the severed part will not affect the validity and enforceability of any remaining provisions.

This Agreement will be governed by and interpreted in accordance with the law of Western Australia, without giving effect to any principles of conflicts of laws.

You agree to submit to the exclusive jurisdiction of the courts of Western Australia to determine any dispute arising out of this Agreement.

END.

(Current as at 01 August 2006)

If you are unsure about this policy please contact Connected Communities Armadale 's management for more information at privacy.officer@communitypages.net.au.

This privacy policy applies to the website.

CPages are bound by the National Privacy Principles of the Privacy Act 1988 and are committed to safeguarding any of your personal information we may hold from time to time in accordance with the those Principles.

"Personal information" for the purposes of this policy is information about and which identifies individuals. It includes information obtained from an individual or a third party and, for individual credit applicants and guarantors, includes anything about credit worthiness, standing, history and capacity which, under and in accordance with the Privacy Act may lawfully be exchanged. In general, we will not use or disclose personal information collected about you otherwise than for a purpose set out in this policy, for a purpose you would reasonably expect, a purpose required or permitted by law, or a purpose otherwise disclosed to or authorised by you.

In respect of particular services that we offer or provide to you, we may make other privacy disclosures to you or seek your authority to use your personal information in ways which are different from or more specific than those stated in this policy. In the event of any inconsistency between the provisions of this policy and those other disclosures, the other disclosures will prevail.

Collection of personal information

CPages will not ordinarily collect any information about you except where you provide it to us or it is provided to us with your authority.

The types of personal information we collect generally includes your name, address, telephone number, email address and other relevant contact details.

In some circumstances, we may also collect personal information which may be deemed sensitive. Unless the collection of sensitive information is required or permitted by or under law, we will obtain your consent to its collection. If the sensitive information relates directly to your ability to meet a financial obligation to us, you consent to our collection of it.

CPages will collect personal information directly from you when you complete an online form for one of our products or services, deal with us over the telephone or in person, send us a letter or email or visit our website.

On occasions, we may need to collect personal information about you from third parties, such as credit reporting agencies, our business alliance partners or your agents. If required by law, we will obtain your consent to collect information from third party sources.

CPages only collect personal information about you that is necessary for our functions and activities and, ordinarily, you will be told the purposes for which we collect that information when it is collected.

As a general rule the collection of your personal information will be necessary for us to provide a service to you or to maintain our relationship with you.

Additionally, the purposes for which we will generally collect and use your personal information will include:

complying with legislative and regulatory requirements;

considering any application you make to us;

performing our administrative operations, including accounting, risk management, record keeping, archiving, systems development and testing, credit scoring and staff training;

managing our rights and obligations in relation to external payment systems;

conducting market or customer satisfaction research;

developing, establishing and administering alliances and other arrangements (including rewards programs) with other organisations in relation to the promotion, administration and use of our respective products and services;

developing and identifying products and services that may interest you; and

unless you ask us not to) telling you about products and services.

CPages also advise that each time our website is visited, we may use cookies to record the date and time of access to the site and any information read or downloaded but this information does not identify the user and therefore is not personal information.

A cookie is a small text file placed on your computer hard drive by a web page server, which can then be accessed by our web servers. You may configure your web browser not to accept cookies, however this may mean that you may not able to make full use of the website.

Personal information about third parties

If at any time you supply us with personal information about another person (for example, a referee or a person to whom you may wish a payment to be directed), you should ensure that you are authorised to do so and you must agree to inform that person who we are, that we will use and disclose their personal information and that they may gain access to it should we hold that information.

Use and disclosure of personal information

CPages will not use or disclose information collected about you other than for a purpose made known to you, a purpose you would reasonably expect, a purpose required or permitted by or under any law or a purpose otherwise authorised by you.

You authorise us to disclose necessary information to related companies and to any agents or contractors who provide services to us in connection with the provision of products or services you have sought from us. These parties are prohibited from using your personal information except for the specific purpose for which we supply it to them.

Subject to what is permitted by law, the types of third parties we may disclose your personal information to include:

our agents, contractors and external advisers whom we engage from time to time to carry out, or advise on, our functions and activities;

your agents and contractors, including your legal or financial adviser;

credit reporting agencies;

your referees;

regulatory bodies, government agencies, law enforcement bodies and courts;

any person or organisation who introduces you to us;

other organisations with whom we have alliances or arrangements (including loyalty programs) for the purpose of promoting our respective products and services (and any agents used by us and our business partners in administering such an arrangement or alliance);

anyone supplying goods or services to you in connection with a loyalty program associated with a facility provided to you;

debt collecting agencies;

external payment systems operators;

(unless you tell us not to) other organisations (including our related bodies corporate) and their agents for the marketing of specific products and services.

Your access to your personal information

If at any time you wish to know what personal information we are holding about you, you are welcome to apply for your details by contacting our office on contact@communitypages.net.au.

Under certain circumstances, we may not be able to tell you what personal information we hold about you. This includes where:

it would have an unreasonable impact on the privacy of other individuals;

the information relates to legal proceedings with you;

the information would reveal our commercially sensitive decision-making process; or

we are prevented by law from disclosing the information, or providing access would prejudice certain investigations.

CPages will take reasonable steps to ensure that your personal information is accurate, complete and up-to-date. If at any time you believe that personal information that we hold about you is inaccurate, incomplete or out of date, please advise us by contacting our office on contact@communitypages.net.au and we will take all reasonable steps to update the information we are holding.

Security of your personal information

CPages maintain strict procedures and standards and takes all reasonable care to prevent unauthorised access to, and modification and disclosure of, your personal information. CPages will take all reasonable steps to protect your personal information from misuse and loss.

No data transmission over the Internet can be guaranteed as fully secure and accordingly, we cannot guarantee or warrant the security of any information you send or submit to us using our webforms, forums or any other means of communication. You submit information over the Internet at your own risk.

If we no longer require your information, we will destroy or de-identify it.

Direct marketing

CPages will use your personal details, including your email address, to provide you with information, specific promotions and products that may be of interest to you. CPages also provide your details to other organisations (including our related companies) but only for specific marketing purposes.

If at any time you do not wish to receive further marketing information, you have the option to ask us not to send you any further information about products and services and not to disclose your information to other organisations for that purpose. You may do this by contacting our office at contact@communitypages.net.au.

Complaints about breaches of privacy

If you believe that the privacy of your personal information has been compromised or is not being adequately protected, you should contact us by contacting our office at privacy.officer@communitypages.net.au. CPages will make every effort to resolve your complaint internally.

If we do not resolve your complaint to your satisfaction, you may apply to the Federal Privacy Commissioner to have your complaint investigated. For more information about how you may lodge a complaint with the Federal Privacy Commissioner, please contact the Commissioner's hotline service on 1300 363 992.

Changes to this Privacy Policy

This statement sets out our current privacy policy. Please note that this policy may change from time to time and we encourage you to periodically check our privacy policy for any changes.

This policy applies to this website

This privacy policy applies to any website operated by us under the domain name www.communitypages.net.

When you use a link from the website to the websites of third parties, those websites are not subject to our privacy standards. Those third parties are responsible for informing you of their own privacy policies.

If personal information about you is collected by third parties on any websites you have accessed through this website, we may also collect or have access to that information as part of our arrangement with those third parties.

Contacting Us

If you have any questions regarding this privacy policy or would like more information about the way we manage your personal information, telephone us on +61 400 396 035 or email us at privacy.officer@communitypages.net.au.

END.

The material in or on this website is copyright © 2009 Connected Communities Armadale (and/or other copyright owners) ("CPages"). The material in or on this website and in some cases may also be the confidential information of CPages and may not be distributed without the express consent of CPages. CPages reserves all rights.

The website is available for your use for the sole purpose of obtaining information about the activities, products and services of CPages (the "Purpose") and is conditional on your acceptance of the terms set out below.

Except for the Purpose, You may not use this website, or the material contained on or in it, for any other purpose including:

the copying or reproducing the material in any form;

the distribution of the material in any material form;

re-transmission of the material by any medium of communication; or

uploading the material to any other website

You may only use the website materials for the Purpose so long as:

You do not remove any copyright and trade mark notices contained on the material in the document;

You may not modify or alter the material, or claim any right in material contained on the website

You may not, without the prior written consent of CPages:

sell or distribute materials contained on the website in any material form;

store materials contained on the Website, electronically or otherwise, in any material form;

re-transmit materials contained on the website in or on any media,

No warranties or assurances can be given about the suitability of this website or any materials contained on this website for any specific purpose. CPages and its professional advisors exclude all liability (including liability for negligence) in relation to your use of the website and any materials contained on the website. You should rely on your own independent professional advice.

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